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VOL. 8, ISSUE 7 (2021)
Factors influencing the quality of credit to VietinBank Tay Tien Giang, Vietnam
Authors
Ai Huu Tran, Thanh Vinh Bui, Truc Cao Thi Thanh
Abstract
The study aims to determine the factors affecting credit quality at Tay Tien Giang bank and analyze the degree of influence of those factors on credit quality at the bank. Usage data were collected from face-to-face interviews with 391 the survey subjects who were staff directing credit activities at Head Office, credit managers at some bank branches, and credit officers of joint-stock commercial banks. Research results show that 08 factors affecting credit quality are arranged in descending order of impact, namely: Credit officer, Credit policy, Management capacity, banking technology. Credit process, Risk management, Organizational work, Mobilized capital. From there, some solutions are proposed to improve the credit quality at Tay Tien Giang bank.
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Pages:137-143
How to cite this article:
Ai Huu Tran, Thanh Vinh Bui, Truc Cao Thi Thanh "Factors influencing the quality of credit to VietinBank Tay Tien Giang, Vietnam ". International Journal of Multidisciplinary Research and Development, Vol 8, Issue 7, 2021, Pages 137-143
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