The present study examines the utilization of scholarship assistance among undergraduate students in Tamil Nadu, with special reference to Pollachi Taluk. Scholarships play an important role in facilitating access to higher education by reducing the financial burden associated with educational and personal expenses. The study focuses on the manner in which scholarship beneficiaries utilize financial assistance for academic, personal and family-related requirements. An illustrative sample of 600 undergraduate students is considered for the present study. Data are analysed using frequency, percentage and Garrett ranking techniques to identify the major areas in which scholarship assistance is utilized. The findings indicate that scholarship assistance serves multiple purposes, including meeting educational expenses, purchasing learning materials, maintaining digital connectivity, fulfilling basic personal requirements and supporting family needs. The study highlights the multidimensional contribution of scholarship schemes towards educational continuity, student welfare and household financial support. The findings provide useful insights for educational institutions, policymakers and scholarship administrators to strengthen the effectiveness, accessibility and timely delivery of scholarship schemes in Tamil Nadu.